Check your insurance plan’s formulary. This document lists covered medications and their cost-sharing levels. Look for “sildenafil” (Viagra’s generic name) or brand-name Viagra. Your plan may cover the generic, which is significantly cheaper.
Contact your insurance provider directly. Ask about specific coverage details for erectile dysfunction medications. Inquire about prior authorization requirements; some plans demand pre-approval before covering Viagra. Obtain clarification on your copay, coinsurance, and deductible amounts.
Explore different pharmacies. Prices vary. Compare prices at your local pharmacy with those of mail-order pharmacies or online pharmacies that accept your insurance. Consider using a pharmacy benefit manager’s website for cost comparisons.
Consider a 90-day prescription. Many plans offer lower per-pill costs for longer-term prescriptions. This could provide substantial savings compared to monthly refills.
Investigate patient assistance programs. Pharmaceutical companies sometimes offer programs to help patients afford their medications. Check the manufacturer’s website for details and eligibility requirements. This option might be particularly useful if your insurance offers minimal coverage.
Negotiate with your doctor. Prescribing a different, equally effective medication covered by your insurance at a lower cost may be possible. Discuss this option openly with your physician.
