Understanding Your Prescription and Medication Costs

Check your insurance coverage details. Knowing your copay, deductible, and out-of-pocket maximum helps predict your costs.

Ask your pharmacist about generic alternatives. Generic drugs often cost significantly less than brand-name medications, and they’re equally effective.

Explore manufacturer coupons or patient assistance programs. Many pharmaceutical companies offer financial assistance to reduce costs. Websites like GoodRx can help you find these programs.

Compare prices at different pharmacies. Prices vary; use online tools or call several pharmacies before filling your prescription.

Consider a 90-day supply. Buying a larger quantity can sometimes lower your per-pill cost, especially with insurance.

Ask about prescription drug discount cards. Several companies offer cards that can reduce prescription costs, even if you have insurance.

Negotiate with your doctor. Discuss affordable alternatives or medication changes that could save you money.

Understand your prescription’s strength and quantity. Ensure you’re getting the correct dosage and amount to avoid unnecessary costs from wasted medication.