Check your insurance plan’s formulary. This document lists covered medications and their associated tiers. Viagra’s coverage, if any, depends on your specific plan and tier. Higher tiers often mean higher out-of-pocket costs.
Contact your insurance provider directly. They can confirm Viagra’s coverage under your plan, including any prior authorizations needed. Ask about co-pays and any limitations on quantity.
Explore alternative medications. Your doctor might suggest similar medications covered by your insurance at a lower cost. Discuss potential side effects and efficacy with them before switching.
Consider a mail-order pharmacy. These pharmacies often offer lower prices for medications, even with insurance. Compare their prices with your local pharmacy after confirming coverage.
Negotiate with your pharmacy. In some cases, pharmacies might offer discounts or payment plans, especially for long-term prescriptions. Always ask about available options.
Review your Explanation of Benefits (EOB) statement. This statement details the costs of your healthcare services, including prescription drugs. It helps you track your spending and identify any discrepancies in coverage.
