Check your insurance plan’s formulary. This document lists covered medications and their cost-sharing tiers. Generic risperidone, the generic version of Risperdal, is usually far less expensive than the brand-name drug.
Contact your insurance provider directly. Their customer service can clarify your specific coverage for risperidone and explain your copay or coinsurance amount. They can also help you understand any prior authorization requirements.
Explore your plan’s pharmacy network. Using an in-network pharmacy often results in lower costs. The network is usually listed on your insurance card or your plan’s website.
Consider a prescription savings card. Several companies offer cards that may reduce your out-of-pocket expenses for risperidone, even if you have insurance. Compare different cards to find the best deal for your situation.
Inquire about patient assistance programs. Pharmaceutical companies sometimes offer programs to help patients afford their medications. Check the manufacturer’s website or contact them directly to see if you qualify.
Negotiate with your pharmacy. In some instances, pharmacies can offer discounts or work with your insurance company to lower the cost.
